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Van Finance Made Simple
Van finance allows you to spread the cost of a new or used van through manageable monthly payments rather than paying the full price upfront. This can help individuals and businesses access the vehicle they need while maintaining cash flow.
At Percy Finance, we work with a panel of trusted UK lenders to help customers explore suitable van finance options based on their circumstances. Whether you are employed, self-employed or running a business, we aim to help you find a finance solution that meets your needs.
Van finance can be used for a wide range of vehicles, including small vans, large commercial vans and specialist work vehicles.
Why Consider Van Finance?
Van finance can offer several advantages when purchasing a vehicle for personal or business use.
All finance applications are subject to status, affordability and lender approval.
Our Van Finance Process
Submit Your Enquiry
Complete our online enquiry form with a few details about you and the type of van you are looking to finance. This allows our team to understand your requirements and begin exploring suitable finance options.
Review Options
Our team reviews your enquiry and works with our panel of UK lenders to identify finance options that may be suitable for your circumstances. Lenders will assess applications based on factors such as credit history, affordability and income.
Choose Agreement
If a lender is able to offer finance, you can review the available agreement and decide whether you would like to proceed. Once the agreement is in place, you can arrange the purchase of your chosen van.
How Van Finance Works
Van finance agreements typically allow you to spread the cost of a vehicle over an agreed period. The lender pays the vehicle supplier, and you make monthly payments over the term of the agreement.
Common Finance Options
Personal Contract Purchase (PCP)
PCP agreements can offer lower monthly payments with the option to make a final payment if you wish to own the vehicle at the end of the agreement.
Hire Purchase (HP)
Hire Purchase agreements allow you to pay for the vehicle through fixed monthly payments. Once the agreement is completed and all payments have been made, ownership of the vehicle transfers to you.
Looking for Other Finance
Percy Finance provides access to a range of vehicle finance options through a panel of trusted UK lenders. Whether you are looking to finance a car, specialist vehicle or high-value vehicle, our team can help you explore finance solutions that may be suitable for your circumstances.
Each application is assessed by lenders based on factors such as credit history, affordability and income. Finance products and agreement terms will vary depending on the lender and the type of vehicle being financed.