Flexible Business Loans for UK Companies

Fast, jargon-free funding matched to your goals. We connect UK limited companies with our trusted panel of lenders — no obligation, quick decisions.

Flexible Business Loans for UK Companies

Fast, jargon-free funding matched to your goals. We connect UK limited companies with our trusted panel of lenders — no obligation, quick decisions.

Flexible Business Loans for UK Companies

Fast, jargon-free funding matched to your goals. We connect UK limited companies with our trusted panel of lenders — no obligation, quick decisions.

Help Your Business Grow

At Percy Finance, we specialise in helping businesses across the UK secure fast, flexible funding solutions through our trusted panel of lenders. Whether you’re expanding operations, managing cash flow, or launching a new venture, we match you with loan products tailored to your goals — without the hassle.

ELIGIBILITY CRITERIA

Do You Qualify for a Business Loan?

Most UK limited companies with a short trading history can apply. Here’s what our lenders typically look for.

  • 3 Months Trading

Your business needs a minimum trading history of three months. Startups may still qualify via our startup loan options.

  • £4,000 + Monthly Revenue

A minimum of £4,000 in monthly turnover demonstrates the capacity to service loan repayments.

  • UK Limited Company

Your business must be registered in England or Wales as a limited company. Sole traders — speak to our team for options.

  • UK Based Directors

At least one director must be a UK resident. Personal credit history may be considered by some lenders.

LOAN PRODUCTS

What Type of Business Loans Can We Find for You?

We work across the full range of UK business lending – matched to your situation, not a one-size-fits-all product.

  • Unsecured Business Loans

Borrow without putting assets at risk. Ideal for cash flow, growth, or bridging gaps quickly.

  • Short-Term Loans

Access funds in 24–72 hours for urgent needs, seasonal peaks, or unexpected costs.

  • Merchant Cash Advances

Repay as a percentage of card sales — perfect for retail and hospitality businesses.

  • Secured Loans

Access larger loan amounts by securing finance against property or business assets. Think carefully before securing debt.

OUR PROCESS

How to Get a Business Loan Through Percy Finance

Three straightforward steps — from application to funds in your account.

01

Tell us what you need.

Complete our simple online form or speak with a specialist. Share your loan amount, purpose, and basic business details — it only takes a few minutes to get started.

02

We match you.

We search our trusted panel of FCA-regulated UK lenders and present you with tailored loan options that suit your business needs, with full transparency on rates and terms.

03

Secure your funding.

Choose your preferred lender and receive funds typically within 24–72 hours of acceptance. We guide you through every step of the process from start to finish.

INDUSTRIES WE SERVE

Business Sectors We Work With

Percy Finance supports businesses across a wide range of UK industries — from tradespeople to e-commerce brands.

🏗️

Construction & Trades

🚚

Transport & Logistics

💼

Professional Services

🛍️

Retail & E-commerce

🏥

Healthcare & Beauty

🍽️

Hospitality & Leisure

WHAT WE FINANCE

Common Business Loan Purposes

Our lenders fund a wide range of business needs. Common uses include:

  • Corporation Tax & VAT Payments

  • Bridging Finance

  • Management Buy-in/Out
  • Business Acquisitions

  • Contract Fulfillment

  • Equipment & Asset Purchase
  • Expansion & Growth Capital
  • Stock Purchase

  • Working Capital top up

Not sure which loan is right for your business?

Our specialists will review your requirements and match you with suitable lenders from our panel — at no cost and with no obligation to proceed.

COMMON QUESTIONS

Frequently Asked Questions about Business Loans

Everything you need to know before applying.

Once accepted by a lender, most businesses receive funds within 24–72 hours. The initial matching process typically takes one business day, depending on how quickly you can supply documentation.

Submitting an enquiry through Percy Finance does not trigger a hard credit search. A formal credit check is only carried out when you proceed to a full application with a specific lender, and only with your explicit consent.

Yes — several lenders on our panel specialise in businesses with adverse credit histories. We’ll present options based on your full trading picture, not just a credit score.

No. Percy Finance is an FCA-authorised credit broker, not a lender. We don’t charge you any fees — our service is free to businesses. We’re paid by lenders when a successful match is made.

Lenders typically ask for 3–6 months of business bank statements, proof of identity, and Companies House registration details. Some lenders may request management accounts or filed accounts depending on loan size.