Over 100 Years Collective Experience

Authorised & Regulated By The FCA

Competitive Interest Rates

Funding Available: From £5k to £25M

Flexible Repayment Terms

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Recently Completed Deals

6X Vans Financed

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£200k Logistics & Warehouse Operation

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Crane – Asset Finance Deal

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£1m Finance Facilitated (Asset Finance)

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£500k Refinance Deal

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£100k Trampolines Funded

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What Type of Business Finance Do You Need?

Asset Finance

Fund equipment, vehicles, or tools with asset finance tailored to your business.
Enquire

Business Loans

Flexible business loans to support growth, cash flow, or investment – secured or unsecured.
Enquire

Vehicle Finance

Finance for cars, vans, or fleets – including hire purchase, lease, and refinance options.
Enquire

Refinance

Unlock cash by refinancing assets or consolidating existing agreements.
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Invoice Finance

Access cash tied up in unpaid invoices to improve cash flow and grow your business
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VAT/Tax Loans

Spread the cost of VAT, tax, or self-assessment bills and protect your working capital.
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Merchant Cash

Unlock funding based on card sales with flexible repayments linked to your business’s turnover.
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Commercial

Funding for trading premises, refinancing or investments – tailored to your business goals.
Enquire

What is Asset Finance?

Asset finance is a type of financing that allows businesses to acquire or lease equipment, vehicles, or other assets without paying the full cost upfront. Asset finance can help businesses improve their cash flow, reduce their tax liability, and access the latest technology and equipment.

Here at Percy Finance we have decades of experience and knowledge about the asset finance industry.

We work with a wide variety of businesses across a range of sectors including energy, construction, agriculture, healthcare, engineering and many more.

Customer Funding Stories

Merchant Cash Advance for a Pub

At Percy Finance, we recently sourced funding for a UK-based pub using a merchant cash advance – a flexible finance solution that allows businesses to repay their loan through a fixed percentage of daily card sales.

Commercial Trampolines

When a UK-based leisure business needed to fund a new range of commercial trampolines, they turned to Percy Finance for support.

Logistics & Warehouse Funding

Percy Finance arranged a £200k intangible-backed funding solution to support a logistics and warehousing client’s need for additional on-site storage capacity.

Software Package Financed

Percy Finance arranged a tailored software finance package worth £55k+ to support a manufacturing client’s transition to cloud-based digital design and engineering tools.

What is a Business Loan?

A business loan is a type of finance designed to support companies with their cash flow, growth, or investment needs. Whether you are looking to purchase new equipment, expand into larger premises, or simply cover everyday operational costs, a business loan can provide flexible funding tailored to your circumstances.

At Percy Finance, we act as a credit broker, not a lender. We work with a panel of trusted UK lenders to help match your business with the most suitable loan options available. Our team will take time to understand your requirements and guide you through the process, ensuring transparency at every stage.

 

What is Vehicle Finance?

Vehicle finance allows businesses to purchase cars, vans, trucks, or specialist commercial vehicles without paying the full cost upfront. Instead, the vehicle is funded through structured monthly payments over an agreed term.

This type of finance can help businesses preserve working capital, upgrade their fleet, and access the vehicles they need to operate and grow.

At Percy Finance, we work with a wide panel of UK lenders to help businesses secure competitive vehicle finance solutions tailored to their needs.

Haulage

We have extensive knowledge and experience of financing lorries, vans and other commercial vehicles.

Refinance

Speak to one of our in house experts to help organise refinancing your existing debt.

Hospitality

We can help facilitate finance for any number of businesses from coffee machines…

Need a personalised finance solution?

Contact one of our highly experienced and friendly representatives today.

Recent Customer Funding Stories

£10,000

Merchant Cash Advance for a UK-Based Pub

At Percy Finance, we recently sourced funding for a UK-based pub using a merchant cash advance – a flexible finance solution that allows businesses to repay their loan through a fixed percentage of daily card sales.

£100,000

Commercial Trampolines Funded For Our Customer

When a UK-based leisure business needed to fund a new range of commercial trampolines, they turned to Percy Finance for support.

£200,000

Logistics & Warehouse Operation

Percy Finance arranged a £200k intangible-backed funding solution to support a logistics and warehousing client’s need for additional on-site storage capacity.

£55,000

Software Package Funded For Our Customer

Percy Finance arranged a tailored software finance package worth £55k+ to support a manufacturing client’s transition to cloud-based digital design and engineering tools.

Asset Finance & Business Loan FAQs

Asset finance allows businesses to acquire equipment, machinery, or vehicles without paying the full cost upfront. Instead, the cost is typically repaid through agreed instalments over a set period. In many cases, the asset being financed acts as security for the agreement. This type of finance can help businesses manage cash flow while accessing the equipment they need to operate or grow.

Timescales can vary depending on the type of finance, the lender’s requirements, and the information provided with the application. In some cases, lenders may provide an initial indication quickly once sufficient information has been received. However, the full approval and funding process may take longer depending on the complexity of the application.

Asset finance can be used to fund a wide range of business equipment and vehicles. Examples may include:

  • Cars, vans and commercial vehicles
  • Construction and plant machinery
  • Agricultural equipment
  • Manufacturing machinery
  • Technology and office equipment

The types of assets available for finance will depend on the lender and the specific agreement.

Some lenders may consider applications from start-up businesses. Eligibility will depend on a number of factors, such as the type of asset being financed, the applicant’s circumstances, and the lender’s criteria. Each application is assessed individually.

The amount of finance available will depend on factors such as the asset being funded, the financial profile of the business, and the lender’s assessment. Percy Finance works with a panel of lenders to help businesses explore suitable finance options for their needs.

No Matter Who You Are, We’ve Got What You Need

Private Clients

Percy finance offers asset finance & business loans for private individuals

 

Entrepreneurs

Percy finance works with entrepreneurs by providing them with asset finance

 

Professional Firms

Percy finance works with professional firms providing asset finance

 

Need more information?

Office

Clinton House, High St, Coleshill B46 3BP

Contact

enquiries@percyfinance.co.uk

loans@percyfinance.co.uk

Open Hours

Monday – Friday: 9am — 5pm

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Trusted by businesses across the UK

Minimum Loan Amount For Sole Trader: £25,000

Eligibility Requirement: 3+ Months Trading

To assess affordability and provide responsible finance, we require at least 3 months of trading history. Please re-apply once you reach this point.

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