Invoice Finance – Unlock Up to 90% of Your Invoice Value

Stop waiting 30, 60 or 90 days for customers to pay. Invoice finance releases the cash tied up in your unpaid invoices—giving your business immediate working capital to operate and grow.

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Invoice Finance – Unlock Up to 90% of Your Invoice Value

Stop waiting 30, 60 or 90 days for customers to pay. Invoice finance releases the cash tied up in your unpaid invoices—giving your business immediate working capital to operate and grow.

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Stop Waiting for Customers to Pay

Invoice finance is a flexible funding solution that allows businesses to access up to 90% of the value of outstanding invoices as soon as they are raised. Once the customer pays, the remaining balance is released minus a pre-agreed service fee.

It’s particularly suitable for B2B businesses in industries where customers operate on extended payment terms of 30, 60 or 90 days — removing the cash flow gap that can restrict growth and day-to-day operations.

24 hrs

Typical time to access funds

B2B

Business across all sectors

90%

Of invoice value released upfront

The Two Main Types of Invoice Finance

Both options release cash from unpaid invoices — the difference is who manages your credit control.

Invoice Factoring

The finance provider advances the cash and manages your credit control — chasing and collecting payments from your customers on your behalf.

  • Provider handles all credit control and collections.

  • Reduces admin burden on your team.

  • Customers are aware a third party is involved.

  • Ideal for businesses without a collections function.

Invoice Discounting

Your business retains full control of collections. The arrangement is typically confidential, so your customers are unaware a third party is involved.

  • You manage your own credit control. 

  • The arrangement is typically confidential.

  • Maintains your direct customer relationship.

  • Suits businesses with established credit control.