Commercial Mortgages – Finance for Business Property

Whether you’re buying business premises, investing in commercial property, or refinancing an existing mortgage, Percy Finance can connect you with a specialist commercial mortgage broker.

Commercial Mortgages – Finance for Business Property

A commercial mortgage is a loan secured against a commercial property. Unlike a residential mortgage, it is used to purchase or refinance business premises, investment properties, or mixed-use buildings.
They are commonly used by business owners buying their own trading premises, property investors purchasing commercial units, and developers financing mixed-use or conversion projects.

Which Commercial Properties Can Be Mortgaged?

Our specialist partner can source commercial mortgage finance across a wide range of property types throughout the UK.

  • Offices & Professional

  • Office buildings & suites
  • Business parks & serviced offices
  • Professional service premises
  • Medical & dental practices

  • Retail & Leisure

  • Retail units & high street shops
  • Restaurants, cafés & pubs
  • Hotels & guesthouses
  • Gyms & leisure facilities

  • Industrial & Warehouse

  • Industrial units & factories
  • Warehouses & distribution centres
  • Storage facilities
  • Trade counters & workshops

  • Mixed-Use & Developments

  • Mixed residential & commercial
  • Conversion projects
  • HMOs & multi-unit blocks
  • Semi-commercial properties

  • Healthcare & Care Homes

  • Care homes & nursing homes
  • Dental & medical practices
  • Veterinary practices
  • Childcare & nursery premises

  • Specialist & Agricultural

  • Farm buildings & agricultural land
  • Petrol stations & car washes
  • Pubs & licensed premises
  • Garages & MOT centres

INTRODUCER PROCESS

How to Apply for a Commercial Mortgage

Enquire with Percy Finance and we will introduce you to our specialist commercial mortgage partner to take things forward.

01

Submit your enquiry

Tell us about the property and how much you need to borrow, as well as your basic contact details, so we can refer.

02

We will introduce you

We pass your details to our trusted specialist commercial mortgage partner, who will contact you directly.

03

Guidance

The specialist reviews your requirements, searches the market and presents the most suitable options available.

03

Offer & completion

Once you’re happy with the terms, the application progresses to a formal offer and then completion on your property.