Minimum Loan Amount
0
This Stands for both VAT & Corporation Tax Enquiries
Trading Time
0 Months +
With at Least 1 Full Set of Filed Accounts
Quarterly VAT bills can put pressure on your business cash flow. Instead of paying one large lump sum, Percy Finance can help you spread the cost into manageable monthly repayments.
Corporation Tax deadlines can impact growth and working capital. A corporation tax loan allows you to cover your bill on time while keeping funds free for investment.
Spread Your Payments
Spread payments over 3–12 months (VAT capped at 3 months)
Protect Your Cash Flow
Preserve cash flow & working capital
Unsecured Loan
No assets secured – unsecured facility
Want to Know More About These Loans?
| Feature | VAT Loans | Corporation Tax |
|---|---|---|
| Purpose | Spread the cost of quarterly VAT bills | Spread the cost of your annual corporation tax bill. |
| Minimum Loan Size | £10,000 | £10,000 |
| Repayment Terms | Fixed 3 months only | 3, 6, 10 or 12 months available |
| Deadline Window | Funding available up to 14 days after HMRC deadline | Funding available up to 30 days after HMRC deadline |
| Payment Method | Paid direct to HMRC or reimbursement (if paid within 14 days) | Paid direct to HMRC or reimbursement (if paid within 30 days) |
| Required Documents | VAT return (proof of liability) • 3 months’ business bank statements • Latest annual accounts • Up-to-date management accounts | Corporation Tax return (CT600 / proof of liability) • 3 months’ business bank statements • Latest annual accounts (including accounts for the tax period) • Up-to-date management accounts |
| Personal Guarantees | Not normally required unless net worth is low vs loan amount | May be required from directors if business net worth is low vs loan amount |
| Best Suited For | Businesses managing quarterly VAT pressures and protecting working capital | Companies balancing annual tax liabilities with growth and cash flow. |
| Urgency | 💡 VAT deadlines are strict – funding must be arranged quickly | More flexibility (30 days post deadline) but still requires timely application. |
