Unlock Better Rates and Improve Your Cash Flow
If you already have a business loan, vehicle finance, or asset finance agreement in place, refinancing could help you reduce monthly repayments, consolidate multiple facilities, or secure a more competitive rate. At Percy Finance, we act as an independent broker with access to a wide network of trusted UK lenders, giving you the opportunity to find the most suitable refinancing options for your circumstances.
What Can Be Re-Financed?
Business Loans
Consolidate your existing business loan to potentially reduce monthly repayments, secure a more competitive interest rate, or consolidate multiple loans into one manageable payment.
Vehicle Finance
We can arrange refinancing for cars, vans, trucks and other specialist vehicles, helping you restructure repayments or settle balloon payments.
Asset Finance
Unlock cash flow by refinancing machinery, IT equipment, and other business-critical assets. This can be ideal if you want to free up capital tied up in existing assets.
Balloon Payments
If your agreement includes a balloon payment or large final lump sum, refinancing can help you spread the cost over a new term rather than paying in one go.
What Is Business Refinance?
Business refinancing involves replacing your existing finance agreement with a new one. This can be done to:
- Secure a lower interest rate (subject to eligibility and lender criteria)
- Restructure repayment terms to suit your current cash flow
- Consolidate multiple debts into a single monthly repayment
- Free up working capital tied up in assets
As a specialist broker, we don’t just look at the rate—you’ll receive a full review of your current arrangements and options available through our panel of lenders.
Benefits of Refinancing with Percy Finance
- Access to multiple lenders – we’re not tied to one funder, so you can compare a range of offers
- Tailored options – repayment terms and structures designed to align with your business goals (subject to approval)
- Potential cost savings – reduce interest or monthly repayments if you meet the criteria for a more competitive facility
- Improved cash flow – adjust repayment terms to better match your business income
Please note: Any savings or improvements are dependent on your individual circumstances, credit profile, and lender terms. We cannot guarantee that refinancing will reduce your costs.
